Financing near Chesapeake, VA
Our goal at Priority Toyota Chesapeake is to provide an unbeatable experience, because buying a new car is an exciting and wonderful event! Our exceptional finance team works hard to ensure our customers receive the best possible finance program with the most competitive rates available, regardless of whether you’re buying a car or looking to lease.
Good credit, bad credit, no credit – all are welcome! Our finance team will work diligently to secure the credit you need for the vehicle you want near Chesapeake, Virginia.
Our Online Finance Tools
Everything about Toyota financing here starts online. Our Finance Application lets you apply from home, so you know what to expect before you arrive. It’s simple, secure, and reviewed quickly by our team. By the time you visit, we will have already outlined your loan or lease options to save you time and provide a clear starting point.
You can also use our Value Your Trade tool to see what your current vehicle might be worth. It’s a quick way to understand how your trade-in could lower your overall costs. You enter a few details about your car, and our system provides an estimated value immediately. It helps you make confident decisions — and plan ahead — without waiting on paperwork.
Check Out Our Specials
Our finance center offers new, used, and service specials that help make your purchase or maintenance more affordable. Our New Vehicle Specials feature low APR offers or lease incentives on favorites like the RAV4, Camry, and Tacoma. For shoppers who prefer to stay current, these programs make it easier to transition into a new Toyota with confidence.
Our Used Vehicle Specials cater to drivers who want value without sacrificing reliability. These pre-owned vehicles are carefully inspected and often come with limited-time financing offers or extended protection coverage. It’s a great choice for anyone seeking to balance affordability with long-term reliability.*
We also feature Service Specials, which help reduce maintenance costs. Rotations, brake inspections, and oil changes all play a big role in keeping your Toyota performing its best. By keeping an eye on our rotating offers, you can plan your service visits effectively and stay on top of routine care throughout the year.
Discover Our Flexible Financing Options
Everyone’s situation is different, and that’s why our finance department offers programs tailored for all credit types. Whether you’re building credit or reestablishing it, our team collaborates with trusted lenders to create solutions tailored to your budget.
For first-time buyers, we can help secure a manageable monthly plan with clear terms and no surprises. Guests with less-than-perfect credit can explore bad credit financing options, designed to give them a fair chance at loan approval while helping them build a stronger financial history.
Did you know? According to J.D. Power’s 2024 Consumer Financing Satisfaction Study, more than 70% of drivers say transparency and convenience are the most important factors when financing a vehicle — two values Toyota dealers consistently rank highly for**.
FAQs
Can I apply for financing online before visiting the dealership?
Yes, and it’s one of the easiest ways to get started. Our secure online finance application lets you get pre-approved in minutes. Once you submit it, our team reviews your information and prepares personalized options before you arrive.
What credit scores qualify for Toyota financing?
We work with drivers across all credit backgrounds — from those with strong credit histories to those building or repairing their credit. Through Toyota Financial Services and local lending partners, we offer tailored programs that meet you where you are. Even if your credit needs improvement, our experts can help you understand the next steps to take.
Can I trade in my current vehicle to lower my payments?
Absolutely. Trading in your current car can lower your down payment and monthly cost. We’ll evaluate your vehicle and apply its value directly toward your new or used Toyota. You can start online with our Value Your Trade tool to see your estimate before visiting our showroom in Chesapeake.
Contact Us to Learn More
Financing your Toyota should feel like an open road, not a maze. At Priority Toyota Chesapeake, we simplify the process with transparent tools and genuine support throughout every step. Drivers near Chesapeake, Norfolk, and Portsmouth, VA, rely on our team for honest guidance. Contact us to learn more about our financing options and how we can help you drive home your dream Toyota.
*Some of our pre-owned vehicles may be subject to unrepaired safety recalls. Check for a vehicle's unrepaired recalls by VIN at http://vinrcl.safercar.gov/vin.
**Source: J.D. Power.